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Archive for the 'Random' Category

How much is a million dollars? or variation: What does a million dollars look like?

I have gotten quite a few of these searches coming through on google lately so I decided to sit down and figure out exactly how much a million dollars is just for fun.

Lets start with one dollar, which looks like this:

one dollar

Now lets represent a dollar with a dollar sign ‘$’.

$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$

Thats to make a hundred dollars.  I would have to make one hundred thousand lines like that to even represent one million dollars.   In order to represent a million dollars it would take up approximately 200 pages of this blog (at my resolution) of just dollar signs.

One million dollars in ones would weigh approximately the same as a mazda miata…but would be considerably larger.

pilemiata

-To count your ones, if you were counting 24/7 it would take you about three weeks
-If you lit your pile of ones on fire (eek)
-At current gas prices, you could buy enough gas to drive my 350Z  5 million miles, or if were possible you could drive around the world 200 times
-Assuming $2.00 for a liter of bottled water, you could buy 7 humans enough bottled water to drink for their entire lives.

If I get motivated maybe Ill find more sometime.

I just finished up some real work and since its my birthday, instead of writing, I am going golfing.  I haven’t put any links up lately so I picked through my RSS feeds for my fav articles this week.  Not only that but because normally people don’t like to read a ton of links I am only putting up my favorite three from the week.  It was tough to pick but out of the 15 I had sorted out, these are the three I decided on.  Happy Reading, and stay tuned tomorrow and watch me body slam Matt in  Matt VS Jesse Brawl #1: your home, investment or not.

Lazy Man - Money DOES buy happiness?

Consumerism Commentary - Most Wealthy people are self made.

PT Money - Budget Busters (and I agree)

Today is super fun Tuesday. Ok maybe not, but to help get you through the day here’s a fun list of the top 15 songs about money from as many different genres as I could pull from the top of my head. Not all of these songs are PG rated so don’t download them and play them to your kids when they get home from school (but most are). I can’t actually say if all time, but these are the ones that stuck in my head.

15. Sell Out, Reel Big Fish

“Sell out, with me oh yea, sell out, with me tonight
record company’s gonna give me lots of money and
everything’s gonna be. (all right)”

14. Ride with me, Nelly

“if you wanna go and take a ride wit me
we’re 3-wheelin in the 4 with the gold d’s
oh why do i live this way
(hey) (must be the money)”

13. For the Love of Money, The Ojays

“Money money money money, money (x6)
Some people got to have it
Some people really need it
Listen to me y’all, do things, do things, do bad things with it
You wanna do things, do things, do things, good things with it
Talk about cash money, money
Talk about cash money- dollar bills, yall”

12. The Sweetest Girl, Wyclef Jean

“Cos’ I’ma tell you like Wu told me
Cash rules everything around me
Singin’ dollar dollar bill y’all (dollar, dollar bill y’all)
Singin’ dollar dollar bill y’all (dollar, dollar bill y’all)”


11. All about the Benjamins, P Diddy

“Now… what y’all wanna do?
Wanna be ballers? Shot-callers?
Brawlers — who be dippin in the Benz wit the spoilers
On the low from the Jake in the Taurus
Tryin to get my hands on some Grants like Horace
Yeah livin the raw deal, three course meals
Spaghetti, fettucini, and veal”

10. She works hard for the money, Donna Summer

“She works hard for the money
so hard for it honey
she works hard for the money
so you better treat her right”

9. Puttin on the Ritz

“Have you seen the well-to-do up and down Park Avenue
On that famous thoroughfare with their noses in the air
High hats and Arrow collars white spats and lots of dollars
Spending every dime for a wonderful time”

8. Money Talks, AC/DC

“Come on, come on, love me for the money
Come on, come on, listen to the moneytalk
Come on, come on, love me for the money
Come on, come on, listen to the moneytalk”

7. Money, Beatles

“The best things in life are free
But you can keep it for the birds and bees.
Now gimme money (that’s what I want)
That’s what I want (that’s what I want)
That’s what I want, ye-ye-yeh,
That’s what I want.”

6. If I had a million dollars, Bare Naked Ladies

“If I had a million dollars
I’d buy you a house
If I had a million dollars
I’d buy you furniture for your house
(Maybe a nice chesterfield or an ottoman)
And if I had a million dollars
Well, I’d buy you a K-Car
(A nice Reliant automobile)
If I had a million dollars I’d buy your love”

5. Take the Money and Run, Steve Miller Band

“They got the money, hey
You know they got away
They headed down south and theyre still running today
Singin go on take the money and run”

4. Why Dont You Get a Job, Offspring

“I guess all his money, well it isn’t enough
To keep her bill collectors at bay
I guess all his money, well it isn’t enough
Cause that girl’s got expensive taste”


3. Cant tell me nothing, Kanye West

“I had a dream I can buy my way to heaven
When I awoke, I spent that on a necklace.
I told God I’d be back in a second,
Man It’s so hard not to act reckless.
To whom much is given much is tested.”

2. Money for Nothing, Dire Straits

“Now look at them yo-yos thats the way you do it
You play the guitar on the mtv
That aint workin thats the way you do it
Money for nothin”

1. Money, Pink Floyd

“Money, get away.
Get a good job with good pay and you’re okay.
Money, it’s a gas.
Grab that cash with both hands and make a stash.
New car, caviar, four star daydream,
Think I’ll buy me a football team.”

What can I say, Money, its a gas! So what are YOUR favorite songs about money? Or at least what did I miss?


Post sponsor: With the credit crunch starting to bite Thrifty Mortgages can help find the mortgage that suits your finances

Jesse

Selling stuff on ebay

Lately I have been thinking about selling my modded xbox and a few other things on ebay. I was browsing around ebay and I found something I never knew was there. Its a page called the Hot List. It shows you what the top selling current things on ebay are. For example the top selling tech items currently are:

Bushnell Digital Binoculars
Canon PowerShot SD1000
Blackberry Pearl Unlocked
Nokia N95 Cell Phone Unlocked
Motorola H700 Bluetooth Headset
Motorola RAZR2 V8 Unlocked
Apple iMac
Garmin nuvi 660
TomTom One
Sling Media Slingbox
Sony Bravia 46″ LCD HDTV

Apple iPod touch 4GB
Garmin Forerunner 305
iPod Shuffle
Kicker Amplifier
JL Subwoofer
Classic Movie DVD
Tiger Woods PGA Tour 08 Video Game
Nintendo Wii Remote Controller
Guitar Hero III
Rock Band Video Game Bundle
Sony PSP 2000

Got some of that stuff you need to get rid of? Might be time to give it a go :)

This is just an announcement, TPS has added Matt to our blogging team so that Jesse can actually have a day off every now and then to frolick around in non-writing land.  Traffic can now increase by 100X.  Hallelujah!

Matt has his bachelors and masters degree in economics from William and Mary, likes mountain biking, swimming, and stock trading.   He also hates cats.

First and foremost as you can tell, I added a column, a special thanks to Chuck from The Financial Journey who helped me out a bunch for no good reason, other than he is a BA.  If you don’t read his blog, you should.

Next on the agenda, my hosting service is moving datacenters to a nice new awesome place so there will be some downtime this weekend.  Do not panick, I have not abandoned all of you if the site is down for a bit, I promise.  Hopefully the downtime will only be from midnight-6 am tomorrow night but we will see.

Next some of my favorite articles from the week:

Delayed Tax return from blogging away debt

A bunch of stuff from Suns Financial Diary but it includes a comic about one of my touchiest political subjects, Social security, arrrrgh.

Next up an article on pet costs from my money blog.  Honestly I never used to read MMB, but I noticed an unGodly amount of referrals coming from him so I started reading, turns out, now one of my favorite blogs, no joke.  Anyway we just got our puppy spayed so pet related finances fits well for the week.  Im not sure why but Ive gotten a couple emails wanting more puppy pictures after I posted the CC cutup video….maybe I need to rename this blog from “The Penny Saved” to “Pictures of our fluffy white dog”

Mrs Micah talks about her missing W2.  Lost mine once, unfun.

Patrick talks about Job searching while employed.  I love career stuff so check that out.  Something else about Cash Money Life: the man is insane about reader interaction.  It makes it one of the most fun blogs to post on, if you want to be sure about getting a response to a question, and you are sick of my witty humor, go here.  Everyone loves Patrick (and Im not exception).

Honest Dollar: “Dude wheres my refund“  Sweet!

PT Money, who is my girlfriends favorite blog,  has a funny thing on 5 crazy tax write offs people have claimed.

Ramit is back from vacation so you can continue reading his stuff now.  Included because he’s my favorite blog.

Ive been busting on Trent because of google giving him bizzare ads, so heres an obligatory link to a good article on his career change to full time blogging.

Mighty Bargain hunter talking about the dollar coin, which btw we should have gone to YEARS ago exclusively, but Im not biased or anything.

Lazy man can tell the future, no joke.  Oh yeah, its about p2p lending.

JD at Get Rich Slowly asks how you manage your finances.

Credit withdrawl touching another subject that really pisses me off - bailing everyone out.

Pretty sweet, 5 cent nickel got an interview with one of the authors of Middle Class Millionaires

No credit Needed is on a diet - financially and literally.

Hank is giving away sweet stuff, go get it!

Being Frugal, I love tightwad tuesdays.  Though I don’t follow the tips usually (too much mess for me to mess with personally) I love reading them, and if you’re motivated, give it a go

Heres a first, watch me piss off people at Digerati Life in the comments thread, guess Blip Blap wont be adding me to his blogroll anytime soon…but the personal trainer in me makes me cant resist linking to his site, since he lost 100 lbs and completely turned his life around…plus he writes a pretty damn good blog.

Guess Ive probably siphoned enough of what little google pagerank I have for the day, happy Thursday everybody!

I received an email yesterday from a financial advisor…and he was not happy:

Dear Eric,
Yes, thats right I know your real name. I came across your article “Credit counseling is fraud” and I am not sure what makes you think you have a right to give people financial advice on how to handle their money. I went to HARVARD and studied ECONOMICS to earn my right to work as a financial adviser. I don’t sit and write a blog about how to get rid of engineers so how about you <edited> off. Credit counseling is a valid job and we provide a SERVICE to people, you are just a sarcastic big mouth on the internet stirring up trouble. You are probably just a reject college drop out who is hoping to make money online because your janitor job pays minimum wage. For someone who claims “sports” and “bodybuilding” as hobbies you go to great lengths to show pictures of yourself either head up or with heavy coat on you lying fat ass.

<Edit> you.

This email is funny for a variety of reasons, not the least of which because my name is not Eric. Eric is the name of my friend I share hosting with. Aside from that, I am somewhat of a sarcastic big mouth I suppose so hes got me there, ha!

What this really tells me is that people like this are threatened by you being empowered. So read on. Oh and heres a gratuitous collections of pictures of me doing things from my about page :)

interests

A penny saved is a penny earned - we’ve all heard the phrase. There’s lots of variations on it too:
The Penny Saved is a penny earned

and some funny ones too:
A penny saved is a penny plus interest earned
A penny saved is a penny earned — and taxed.

Ok so the truth is, I don’t even like the phrase, its pretty cliche. But I figured after all this time calling this site that, I should probably do a little blurb to explain it for a little bit of Monday fun and start a little experiment. The original quote is indeed “A Penny Saved is a Penny Earned” by Benjamin Franklin. After looking up some quotes pages apparently a lot of the cheesy quotes we hear on a day to day basis came out his mouth.

So what does a penny saved is a penny earned mean exactly?
The general gist is pretty easy. Every penny you can save on something, is one less penny you have to earn, thus it is a penny earned. It could be extended though: for every penny you save and then invest, in 45 years that penny has turned into a dollar (assuming 11% interest rate).

If I saved a penny a day and invested it at 11% interest, how much would I have in 40 years?
$2,357.27

I read somewhere that the average american goes by 6 cents per day just laying around. I dont know if that includes in penny holders at gas station counters or driving in your car or what, but if you were to save that 6 cents a day, that would be $21.90 in one year, and if invested yearly at 11% that would be $14,143.61 after 40 years.

Well, I am going to test this out.  Thats right, I am going to start picking up pennies, and actively watching for them.  I am curious exactly how many pennies we pass by or throw out or get rid of per day.  I am going to track this  and post it in a nice little graphic.

Oh and I just found my first one laying on the ground, no joke.

So I find that there are a lot of great articles in the PF world and a lot of terrible, boring ones about topics that are more overplayed than “Crank that” in the clubs.  So here are articles I actually like or found entertaining for the week.  And no its not just link love, because you can bet your ass some of these dudes haven’t/probably won’t ever link back to me (though admittedly there are a lot of my closer associates on the list):

Obtain a copy of your credit report for free at Blogging Away Debt

Mrs MiniDucky is cleaning out her Wallet (just like I did, except probably more thoroughly than me)

This is right up my ally: Stick figures explaining the subprime mortgage crisis at My Money Blog

Mrs Micah and her Cash Register problems 

Patrick has some sweet Salary Negotiation Tactics at Cash Money Life…also check out my Guaranteed way to get a raise

The Honest Dollar has an interesting article on Date-targeted retirement funds (these are offered at my company: I do not use them)

PTM has the first money hack carnival (no, yours truly didn’t submit anything this time around)

Mighty Bargain Hunter has I know whats wrong with my trumpet which I feel obligated to mention since I play a good amount of musical instruments (including trumpet) and I had a similar experience with my trombone.

Lazy Man and Money has a pretty funny article on the worst finance book of all time

JD tackles money social situations (and who HASN’T run into this)

Saving on TV from Free Money Finance

Words of Wisdom from Warren Buffett at five cent nickel and trust me, when Warren Buffet talks, you should listen.

Breaking the cycle from NCN

My Two Dollars has a great article that I like to paraphrase as Take care of your crap 

Lynnae has a good point with Budget Evolution (so true)

Debt free Revolution is finally debt free (in fact she will be doing a guest post coming up sometime here)

Probably one of my favorites of my favorites for the week is Digerati life’s Getting to a mill with small change too bad a million isnt enough 

At blueprint, bad breeds more bad Wow Im a jerk, I don’t even bother to give details, guess you have to read the article

And finally not even personal finance related but I saw this:

Are meme’s helping peoples blogs?  at My investing blog.  Apparently it works.  I have some real reservations about this and my current stance is “@#$% that, I am not artificially inflating my rank, if people like stuff here, they will link here” I do this for the people and to break up the monotony in a topic that is as traditionally dry as a bad white wine, and for emails like:

“Dear Jesse,
This is a wonderful thing that you are doing!  You are really changing lives, mine included…”

Except wait you have to wait for the Monday contest update to see the rest, but that being said I’m occasionally tempted.  My technorati link average compared to my reader count is almost comical.  Over 10-1 visitor count per day compared to link count (last I checked) and my advertising revenue suffers because of it.  For now, I’m sticking to my guns.

Alright, site is fixed! Thanks for the support everyone!  And heres some of my favorite articles for the week

When Buying on sale isn’t frugal at BeingFrugal.net

Managing Debt in college years at TheSimpleDollar

Handling Credit Card Receipts at IWillTeachYouToBeRich

What could you have sued over? at MrsMicah

Should you keep cash under the mattress? at Pinching Copper

P2P Lending at Cash Money Life

Changing Payment Due Dates at Prime Time Money

Easily Confused Money Terms at Mighty Bargain Hunter

Tax the Unhealthy? at Lazy Man and Money (some controversy for the day)

Wednesday Challenges at Money Managed

Start a website, Make Half Mill at Free Money Finance

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