I hope everyone had a wonderful Christmas and came out of it financially unscathed!  Here are my random Christmas wishes for you, my readers:

1) Get out of debt this year
I know this isnt within reach for some of you, but for some of you, it is.  For those that can; do.  For those that can’t; make progress.

2) Save
I know that trying to get on top of #1 might make #2 seem like less of a priority, but its a good idea to still try and put some away for an emergency fund.

3) Spend on something worthwhile
Take a vacation with your wife/husband/Significant other.  Buy something you need.  This also conflicts with #1 and #2 but it is also important.   Life should be enjoyed, even if it is in moderation.

4) Take up/rediscover a hobby
My wife has gotten back into photography and it has been a lot of fun seeing her enjoy it.  I want to get back into writing, despite my ridiculously busy schedule.  I also want to get back into lifting, and find time to play some sports.  We all have things we love but have forgotten.  Do your best to find time to get back into whatever you love.

5) Read TPS more
If I promise more articles, hopefully you read more.

Merry Christmas everyone!

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