Since I am eventually going to have to consolidate all of our insurance into one policy I decided to shop around a bit and see what is out there. I have been very happy with State Farm car insurance and I love my agent but I figured it can’t hurt to look around a bit. There are a few things I knew I did not want to consider like esurance (see my previous dealings with them) and titan (who Ive heard terrible things about) so I started looking around. On a side note, I really can’t believe how much more expensive it is being off my family policy and onto my own. I was going back through some old papers and my car insurance when I was under my parents was roughly a fifth (adjusted for change in car) of what it became when I went out on my own. But I digress.

If there is one thing I found its that going to different insurance sites and getting online quotes individually is a pain. Im not sure why but I would almost swear they try to make it painful to fill out the quote forms. A huge pain. This led to some frustration and me giving up for a while. So next I tried some of the those “compare and get quotes” places. The main advantage to the “compare” type of site is simple: you only have to fill in all the ridiculous amount of information that insurance companies make you fill in once instead of every time. At very least it saved me some time trying to go through all the different sites. My two favorites I found were the highly touted progressive and a british Car Insurance site. Obviously the british site doesn’t do me much good since Im in the US but I liked their forms and layout. Progressive has a pretty nice layout too and shows the various rates that each car insurance company would give. There is one caveat Ive gotta throw in: somehow progressive is ALWAYS lower. Im not so sure I believe their commercial anymore.

On a side note, holy cow Farmers insurance is expensive. It was routinely (on insurance.com and progressive.com) 1/3 more than all the others. I guess they are greedy little farmers.

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