Comments on: Peer to peer lending - the basics of P2P lending http://thepennysaved.com/2008/04/12/peer-to-peer-lending-the-basics-of-p2p-lending/ Personal Finance, career, investing, retirement, saving and debt blog Fri, 21 Nov 2008 09:00:42 +0000 http://wordpress.org/?v=2.3.3 By: Tom http://thepennysaved.com/2008/04/12/peer-to-peer-lending-the-basics-of-p2p-lending/#comment-1215 Tom Thu, 19 Jun 2008 02:29:20 +0000 http://thepennysaved.com/2008/04/12/peer-to-peer-lending-the-basics-of-p2p-lending/#comment-1215 I see you jumped into p2p lending yourself with a loan requestion on Prosper.com. I just bid $50. Good luck! I hope you get funded. I see you jumped into p2p lending yourself with a loan requestion on Prosper.com. I just bid $50.

Good luck! I hope you get funded.

]]> By: DebtKid http://thepennysaved.com/2008/04/12/peer-to-peer-lending-the-basics-of-p2p-lending/#comment-940 DebtKid Sun, 13 Apr 2008 01:42:03 +0000 http://thepennysaved.com/2008/04/12/peer-to-peer-lending-the-basics-of-p2p-lending/#comment-940 Lending Club will be back, they are still accepting borrowers, just not lenders during the "quiet period"....so don't trash that piece yet! Lending Club will be back, they are still accepting borrowers, just not lenders during the “quiet period”….so don’t trash that piece yet!

]]> By: Jesse http://thepennysaved.com/2008/04/12/peer-to-peer-lending-the-basics-of-p2p-lending/#comment-935 Jesse Sat, 12 Apr 2008 19:06:54 +0000 http://thepennysaved.com/2008/04/12/peer-to-peer-lending-the-basics-of-p2p-lending/#comment-935 I agree completely: the main thing is making sure investors have enough information to make informed decisions on whether or not to fund a loan....that being said, if the correct mechanisms are in place I believe it will be the next big thing in lending....assuming the government doesn't step in and kill it. I agree completely: the main thing is making sure investors have enough information to make informed decisions on whether or not to fund a loan….that being said, if the correct mechanisms are in place I believe it will be the next big thing in lending….assuming the government doesn’t step in and kill it.

]]> By: Colin http://thepennysaved.com/2008/04/12/peer-to-peer-lending-the-basics-of-p2p-lending/#comment-934 Colin Sat, 12 Apr 2008 17:41:25 +0000 http://thepennysaved.com/2008/04/12/peer-to-peer-lending-the-basics-of-p2p-lending/#comment-934 As you imply there are new sets of risks associated with social lending/ p2p lending, that mainly centre on ensuring the investor is receiving accurate information when they make their decision. Nontheless if done properly, the opportunities for the industry are significant. The push to regulation is good in regard to investor protection, but may reduce the availability of this opportunity to small investors, depending on how the regulations play out. Interesting times. As you imply there are new sets of risks associated with social lending/ p2p lending, that mainly centre on ensuring the investor is receiving accurate information when they make their decision. Nontheless if done properly, the opportunities for the industry are significant.

The push to regulation is good in regard to investor protection, but may reduce the availability of this opportunity to small investors, depending on how the regulations play out.

Interesting times.

]]>