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	<title>Comments on: Hidden Credit Card Fees and Costs- Credit Card&#8217;s sneaky secrets</title>
	<link>http://thepennysaved.com/2008/03/11/hidden-credit-card-fees-and-costs-credit-cards-sneaky-secrets/</link>
	<description>Personal Finance, career, investing, retirement, saving and debt blog</description>
	<pubDate>Mon, 15 Mar 2010 13:19:04 +0000</pubDate>
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		<title>By: Jim</title>
		<link>http://thepennysaved.com/2008/03/11/hidden-credit-card-fees-and-costs-credit-cards-sneaky-secrets/#comment-867</link>
		<dc:creator>Jim</dc:creator>
		<pubDate>Tue, 01 Apr 2008 01:44:57 +0000</pubDate>
		<guid>http://thepennysaved.com/2008/03/11/hidden-credit-card-fees-and-costs-credit-cards-sneaky-secrets/#comment-867</guid>
		<description>Excellent webpage! Have it a thumbs up with stumble and I Digged It too! Very informative and helpful about credit!

On that same subject I’d want to tell everyone about a company called Credit Assistance Network (in Florida) that helped me improve my credit scores. They were great! They didn’t remove everything negative but they did remove most of it. Even more importantly they gave me excellent advice to help me build my credit scores. 

The website is www.creditagenda.com or www.expert-credit-advice.com  

They did such a great job that I promised them I would tell everyone about them. Tell them Jim from Ohio recommended them!</description>
		<content:encoded><![CDATA[<p>Excellent webpage! Have it a thumbs up with stumble and I Digged It too! Very informative and helpful about credit!</p>
<p>On that same subject I’d want to tell everyone about a company called Credit Assistance Network (in Florida) that helped me improve my credit scores. They were great! They didn’t remove everything negative but they did remove most of it. Even more importantly they gave me excellent advice to help me build my credit scores. </p>
<p>The website is <a href="http://www.creditagenda.com" rel="nofollow">http://www.creditagenda.com</a> or <a href="http://www.expert-credit-advice.com" rel="nofollow">http://www.expert-credit-advice.com</a>  </p>
<p>They did such a great job that I promised them I would tell everyone about them. Tell them Jim from Ohio recommended them!</p>
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		<title>By: PT</title>
		<link>http://thepennysaved.com/2008/03/11/hidden-credit-card-fees-and-costs-credit-cards-sneaky-secrets/#comment-709</link>
		<dc:creator>PT</dc:creator>
		<pubDate>Sun, 16 Mar 2008 22:13:11 +0000</pubDate>
		<guid>http://thepennysaved.com/2008/03/11/hidden-credit-card-fees-and-costs-credit-cards-sneaky-secrets/#comment-709</guid>
		<description>Great list.  FYI on #6 - Capital One cards have 0% transfer rates for foreign exchange.</description>
		<content:encoded><![CDATA[<p>Great list.  FYI on #6 - Capital One cards have 0% transfer rates for foreign exchange.</p>
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		<title>By: Prime Time Money: St. Patrick&#8217;s Day Roundup &#124; Prime Time Money</title>
		<link>http://thepennysaved.com/2008/03/11/hidden-credit-card-fees-and-costs-credit-cards-sneaky-secrets/#comment-699</link>
		<dc:creator>Prime Time Money: St. Patrick&#8217;s Day Roundup &#124; Prime Time Money</dc:creator>
		<pubDate>Sun, 16 Mar 2008 04:59:03 +0000</pubDate>
		<guid>http://thepennysaved.com/2008/03/11/hidden-credit-card-fees-and-costs-credit-cards-sneaky-secrets/#comment-699</guid>
		<description>[...] transfer cards (2.99% for life).   Gather Little By Little explains the economic stimulus package.  The Penny Saved reveals some of the hidden credit card fees and costs.   Cash Money Life presents a way to prevent [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] transfer cards (2.99% for life).   Gather Little By Little explains the economic stimulus package.  The Penny Saved reveals some of the hidden credit card fees and costs.   Cash Money Life presents a way to prevent [&#8230;]</p>
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		<title>By: James Smith</title>
		<link>http://thepennysaved.com/2008/03/11/hidden-credit-card-fees-and-costs-credit-cards-sneaky-secrets/#comment-698</link>
		<dc:creator>James Smith</dc:creator>
		<pubDate>Sun, 16 Mar 2008 03:50:26 +0000</pubDate>
		<guid>http://thepennysaved.com/2008/03/11/hidden-credit-card-fees-and-costs-credit-cards-sneaky-secrets/#comment-698</guid>
		<description>Talking about Online Loan and credit cards, I think you should see this &lt;a href="http://www.onlineloanresources.com/ " rel="nofollow"&gt;Payday Loans Online &lt;/a&gt; site, which offers all sorts of personal loans for your needs. It is a personal loan resources and financial services portal plus an online directory for financial products and services. Through OnlineLoanResources.com, Obtaining personal loans or financial services is as easy as 1 - 2 - 3.</description>
		<content:encoded><![CDATA[<p>Talking about Online Loan and credit cards, I think you should see this <a href="http://www.onlineloanresources.com/ " rel="nofollow">Payday Loans Online </a> site, which offers all sorts of personal loans for your needs. It is a personal loan resources and financial services portal plus an online directory for financial products and services. Through OnlineLoanResources.com, Obtaining personal loans or financial services is as easy as 1 - 2 - 3.</p>
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		<title>By: &#187; Hidden Credit Card Fees and Costs- Credit Card’s sneaky secrets Credit Card on Credit Speak: Find Info, News and More on Credit Card</title>
		<link>http://thepennysaved.com/2008/03/11/hidden-credit-card-fees-and-costs-credit-cards-sneaky-secrets/#comment-671</link>
		<dc:creator>&#187; Hidden Credit Card Fees and Costs- Credit Card’s sneaky secrets Credit Card on Credit Speak: Find Info, News and More on Credit Card</dc:creator>
		<pubDate>Fri, 14 Mar 2008 02:44:44 +0000</pubDate>
		<guid>http://thepennysaved.com/2008/03/11/hidden-credit-card-fees-and-costs-credit-cards-sneaky-secrets/#comment-671</guid>
		<description>[...] Hidden Credit Card Fees and Costs- Credit Card’s sneaky secrets Why on earth do you need cash that urgently anyway, and where the heck is your debit card? 4) Convenience checks are convenient for sucking you dry Filling in convenience checks, which come with a lot of low-rate balance-transfer offers &#8230; [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] Hidden Credit Card Fees and Costs- Credit Card’s sneaky secrets Why on earth do you need cash that urgently anyway, and where the heck is your debit card? 4) Convenience checks are convenient for sucking you dry Filling in convenience checks, which come with a lot of low-rate balance-transfer offers &#8230; [&#8230;]</p>
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		<title>By: Cash Advance</title>
		<link>http://thepennysaved.com/2008/03/11/hidden-credit-card-fees-and-costs-credit-cards-sneaky-secrets/#comment-628</link>
		<dc:creator>Cash Advance</dc:creator>
		<pubDate>Wed, 12 Mar 2008 11:14:19 +0000</pubDate>
		<guid>http://thepennysaved.com/2008/03/11/hidden-credit-card-fees-and-costs-credit-cards-sneaky-secrets/#comment-628</guid>
		<description>[...] kaze wrote an interesting post today onHere&#8217;s a quick excerptNever ever use your credit card to get a cash advance from an ATM. Card companies see these as loans. That means you’ll pay a 3% fee on the amount you withdraw, plus interest which starts accruing immediately. Interest rates on cash &#8230; [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] kaze wrote an interesting post today onHere&#8217;s a quick excerptNever ever use your credit card to get a cash advance from an ATM. Card companies see these as loans. That means you’ll pay a 3% fee on the amount you withdraw, plus interest which starts accruing immediately. Interest rates on cash &#8230; [&#8230;]</p>
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		<title>By: Credit Recovery &#187; Blog Archive &#187; Hidden Credit Card Fees and Costs- Credit Card’s sneaky secrets</title>
		<link>http://thepennysaved.com/2008/03/11/hidden-credit-card-fees-and-costs-credit-cards-sneaky-secrets/#comment-626</link>
		<dc:creator>Credit Recovery &#187; Blog Archive &#187; Hidden Credit Card Fees and Costs- Credit Card’s sneaky secrets</dc:creator>
		<pubDate>Wed, 12 Mar 2008 10:10:11 +0000</pubDate>
		<guid>http://thepennysaved.com/2008/03/11/hidden-credit-card-fees-and-costs-credit-cards-sneaky-secrets/#comment-626</guid>
		<description>[...] GG Staff just wrote an article aboutHere&#8217;s a preview of it: [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] GG Staff just wrote an article aboutHere&#8217;s a preview of it: [&#8230;]</p>
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		<title>By: tiredofbeingbroke</title>
		<link>http://thepennysaved.com/2008/03/11/hidden-credit-card-fees-and-costs-credit-cards-sneaky-secrets/#comment-623</link>
		<dc:creator>tiredofbeingbroke</dc:creator>
		<pubDate>Tue, 11 Mar 2008 23:32:14 +0000</pubDate>
		<guid>http://thepennysaved.com/2008/03/11/hidden-credit-card-fees-and-costs-credit-cards-sneaky-secrets/#comment-623</guid>
		<description>None of my cards have an annual fee. I refuse to pay a fee just for the heck of it. That is what an annual fee is. If I don't pay off the balance then by all means charge me interest. However, if I don't use the card all year you still want a fee. Gimme a break.

One of my cards has points on it. As soon as I accumulate points I redeem them for something useful. Don't want my points to be confiscated.</description>
		<content:encoded><![CDATA[<p>None of my cards have an annual fee. I refuse to pay a fee just for the heck of it. That is what an annual fee is. If I don&#8217;t pay off the balance then by all means charge me interest. However, if I don&#8217;t use the card all year you still want a fee. Gimme a break.</p>
<p>One of my cards has points on it. As soon as I accumulate points I redeem them for something useful. Don&#8217;t want my points to be confiscated.</p>
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