http://thepennysaved.com/2008/03/07/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-4-ditching-debt/ Personal Finance, career, investing, retirement, saving and debt blog Tue, 06 Jan 2009 06:07:42 +0000 http://wordpress.org/?v=2.3.3 http://thepennysaved.com/2008/03/07/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-4-ditching-debt/#comment-3512 How to stick to New Years resolutions » The Penny Saved Thu, 01 Jan 2009 19:16:35 +0000 http://thepennysaved.com/2008/03/07/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-4-ditching-debt/#comment-3512 [...] Instead of making a minimum payment, add $20 onto each credit card payment, or start to follow the Penny Saved Plan for reducing [...] […] Instead of making a minimum payment, add $20 onto each credit card payment, or start to follow the Penny Saved Plan for reducing […]

]]> http://thepennysaved.com/2008/03/07/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-4-ditching-debt/#comment-837 Car Loan on The Finance World For News and Information Around The World On Finance » Blog Archive » March Madness, get crazy getting rid of that Credit Card debt … Thu, 27 Mar 2008 22:48:19 +0000 http://thepennysaved.com/2008/03/07/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-4-ditching-debt/#comment-837 [...] March Madness, get crazy getting rid of that Credit Card debt … Well they did and I had no backup plan and no emergency fund so I got stuck with 15k in student loans at 12% interest. Ouch! In general loans that have something backing them up are not so terrible to look at: mortgage and car loans you … [...] […] March Madness, get crazy getting rid of that Credit Card debt … Well they did and I had no backup plan and no emergency fund so I got stuck with 15k in student loans at 12% interest. Ouch! In general loans that have something backing them up are not so terrible to look at: mortgage and car loans you … […]

]]> http://thepennysaved.com/2008/03/07/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-4-ditching-debt/#comment-807 Credit Card Debt On Credit Speak » March Madness, get crazy getting rid of that Credit Card debt … Wed, 26 Mar 2008 01:57:25 +0000 http://thepennysaved.com/2008/03/07/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-4-ditching-debt/#comment-807 [...] March Madness, get crazy getting rid of that Credit Card debt … This is where you go to a bank or credit help insitution to get a large loan to consolidate all of your high interest debt. Usually you will pay more with these types of loans in the long run, but if you are desperate it can reduce your … [...] […] March Madness, get crazy getting rid of that Credit Card debt … This is where you go to a bank or credit help insitution to get a large loan to consolidate all of your high interest debt. Usually you will pay more with these types of loans in the long run, but if you are desperate it can reduce your … […]

]]> http://thepennysaved.com/2008/03/07/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-4-ditching-debt/#comment-651 Evan Thu, 13 Mar 2008 15:57:36 +0000 http://thepennysaved.com/2008/03/07/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-4-ditching-debt/#comment-651 Just found the site, Good Stuff, lots of posts Just found the site, Good Stuff, lots of posts

]]> http://thepennysaved.com/2008/03/07/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-4-ditching-debt/#comment-647 Credit Debt on Credit Speak » March Madness, get crazy getting rid of that Credit Card debt … Thu, 13 Mar 2008 00:25:29 +0000 http://thepennysaved.com/2008/03/07/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-4-ditching-debt/#comment-647 [...] Jesse added an interesting post today on March Madness, get crazy getting rid of that Credit Card debt … [...] […] Jesse added an interesting post today on March Madness, get crazy getting rid of that Credit Card debt … […]

]]> http://thepennysaved.com/2008/03/07/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-4-ditching-debt/#comment-508 Jesse Sat, 08 Mar 2008 16:18:14 +0000 http://thepennysaved.com/2008/03/07/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-4-ditching-debt/#comment-508 Thanks for the comment J, the most harmful is definitely the "less than the minimum" both for your credit score as well as for your overall debt balance. Thanks for the comment J, the most harmful is definitely the “less than the minimum” both for your credit score as well as for your overall debt balance.

]]> http://thepennysaved.com/2008/03/07/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-4-ditching-debt/#comment-507 J Sat, 08 Mar 2008 13:03:49 +0000 http://thepennysaved.com/2008/03/07/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-4-ditching-debt/#comment-507 One thing to add...always pay $1 more than the minimum payment. I found out the hard way that credit reporting agencies use a 3-tier system: Pays less than minimum, pays minimum, and pays more than minimum. If you can land in the third tier consistently, you will also improve your credit score over time while killing the debt. One thing to add…always pay $1 more than the minimum payment. I found out the hard way that credit reporting agencies use a 3-tier system: Pays less than minimum, pays minimum, and pays more than minimum. If you can land in the third tier consistently, you will also improve your credit score over time while killing the debt.

]]> http://thepennysaved.com/2008/03/07/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-4-ditching-debt/#comment-498 personal finance » Blog Archive » March Madness, get crazy getting rid of that Credit Card debt (Step 4) - Ditching Debt Fri, 07 Mar 2008 22:41:11 +0000 http://thepennysaved.com/2008/03/07/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-4-ditching-debt/#comment-498 [...] Read the rest of this great post here [...] […] Read the rest of this great post here […]

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