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	<title>Comments on: March Madness, get crazy getting rid of that Credit Card debt (Step 3) - Budgeting</title>
	<link>http://thepennysaved.com/2008/03/06/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-3-budgeting/</link>
	<description>Personal Finance, career, investing, retirement, saving and debt blog</description>
	<pubDate>Tue, 06 Jan 2009 04:53:39 +0000</pubDate>
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		<title>By: &#187; March Madness, get crazy getting rid of that Credit Card debt &#8230; Credit Card on Credit Speak: Find Info, News and More on Credit Card</title>
		<link>http://thepennysaved.com/2008/03/06/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-3-budgeting/#comment-672</link>
		<dc:creator>&#187; March Madness, get crazy getting rid of that Credit Card debt &#8230; Credit Card on Credit Speak: Find Info, News and More on Credit Card</dc:creator>
		<pubDate>Fri, 14 Mar 2008 02:57:05 +0000</pubDate>
		<guid>http://thepennysaved.com/2008/03/06/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-3-budgeting/#comment-672</guid>
		<description>[...] March Madness, get crazy getting rid of that Credit Card debt &#8230; So I heard on the radio the other day that of Americans with credit card debt 90% of them do not have a set budget for the month. Is that really surprising though? Alright so now that we cut up our cards, and got rid of temptation, &#8230; [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] March Madness, get crazy getting rid of that Credit Card debt &#8230; So I heard on the radio the other day that of Americans with credit card debt 90% of them do not have a set budget for the month. Is that really surprising though? Alright so now that we cut up our cards, and got rid of temptation, &#8230; [&#8230;]</p>
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		<title>By: DailySpends</title>
		<link>http://thepennysaved.com/2008/03/06/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-3-budgeting/#comment-584</link>
		<dc:creator>DailySpends</dc:creator>
		<pubDate>Mon, 10 Mar 2008 13:24:29 +0000</pubDate>
		<guid>http://thepennysaved.com/2008/03/06/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-3-budgeting/#comment-584</guid>
		<description>Nice post - I'm going to follow this one up on my blog later.</description>
		<content:encoded><![CDATA[<p>Nice post - I&#8217;m going to follow this one up on my blog later.</p>
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		<title>By: Debt General</title>
		<link>http://thepennysaved.com/2008/03/06/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-3-budgeting/#comment-496</link>
		<dc:creator>Debt General</dc:creator>
		<pubDate>Fri, 07 Mar 2008 09:40:19 +0000</pubDate>
		<guid>http://thepennysaved.com/2008/03/06/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-3-budgeting/#comment-496</guid>
		<description>The internet is one of the best places for you to find many interesting debt free programs like a debt calculator. With programs like this you can map the way your life is progressing with regards to financial matters.</description>
		<content:encoded><![CDATA[<p>The internet is one of the best places for you to find many interesting debt free programs like a debt calculator. With programs like this you can map the way your life is progressing with regards to financial matters.</p>
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		<title>By: Get Out of Debt Squirrel</title>
		<link>http://thepennysaved.com/2008/03/06/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-3-budgeting/#comment-495</link>
		<dc:creator>Get Out of Debt Squirrel</dc:creator>
		<pubDate>Fri, 07 Mar 2008 06:37:27 +0000</pubDate>
		<guid>http://thepennysaved.com/2008/03/06/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-3-budgeting/#comment-495</guid>
		<description>Nice post but don't forget to include the important step of tracking where your pocket money goes by recording those expenses for a month. Once you know where that is vanishing then you can make good choices about how to change your spending to live within a budget.</description>
		<content:encoded><![CDATA[<p>Nice post but don&#8217;t forget to include the important step of tracking where your pocket money goes by recording those expenses for a month. Once you know where that is vanishing then you can make good choices about how to change your spending to live within a budget.</p>
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		<title>By: March Madness, get crazy getting rid of that Credit Card debt &#8230; &#124; Credit Card Debt Help</title>
		<link>http://thepennysaved.com/2008/03/06/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-3-budgeting/#comment-485</link>
		<dc:creator>March Madness, get crazy getting rid of that Credit Card debt &#8230; &#124; Credit Card Debt Help</dc:creator>
		<pubDate>Thu, 06 Mar 2008 23:51:25 +0000</pubDate>
		<guid>http://thepennysaved.com/2008/03/06/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-3-budgeting/#comment-485</guid>
		<description>[...] post by Jesse and software by Elliott [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] post by Jesse and software by Elliott [&#8230;]</p>
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		<title>By: J</title>
		<link>http://thepennysaved.com/2008/03/06/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-3-budgeting/#comment-482</link>
		<dc:creator>J</dc:creator>
		<pubDate>Thu, 06 Mar 2008 21:47:18 +0000</pubDate>
		<guid>http://thepennysaved.com/2008/03/06/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-3-budgeting/#comment-482</guid>
		<description>One other thing to do...don't use the actual due date of any of your bills as the day you pay them. Instead, use the online systems, and incorporate into your budget paying the bills when the statement is first due to come out. That way if something does come out, you have the option of holding off a week or so before making a payment. The first month you do this may set you back on building to the 1k fund, but after that, things should level out.

PS Debt free in April...except for the wife's car, and the bed she just had to have!</description>
		<content:encoded><![CDATA[<p>One other thing to do&#8230;don&#8217;t use the actual due date of any of your bills as the day you pay them. Instead, use the online systems, and incorporate into your budget paying the bills when the statement is first due to come out. That way if something does come out, you have the option of holding off a week or so before making a payment. The first month you do this may set you back on building to the 1k fund, but after that, things should level out.</p>
<p>PS Debt free in April&#8230;except for the wife&#8217;s car, and the bed she just had to have!</p>
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		<title>By: Personal Finance</title>
		<link>http://thepennysaved.com/2008/03/06/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-3-budgeting/#comment-476</link>
		<dc:creator>Personal Finance</dc:creator>
		<pubDate>Thu, 06 Mar 2008 21:14:03 +0000</pubDate>
		<guid>http://thepennysaved.com/2008/03/06/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-3-budgeting/#comment-476</guid>
		<description>[...] Lynnae wrote an interesting post today onHere&#8217;s a quick excerptIf there was an adult version of sesame street it would have a feature: A is for auto which costs 600 a month, B is for budget something you probably don’t have. So I heard on the radio the other day that of Americans with credit card &#8230; [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] Lynnae wrote an interesting post today onHere&#8217;s a quick excerptIf there was an adult version of sesame street it would have a feature: A is for auto which costs 600 a month, B is for budget something you probably don’t have. So I heard on the radio the other day that of Americans with credit card &#8230; [&#8230;]</p>
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		<title>By: Credit Cards on The Finance World For News and Information Around The World On Finance &#187; March Madness, get crazy getting rid of that Credit Card debt &#8230;</title>
		<link>http://thepennysaved.com/2008/03/06/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-3-budgeting/#comment-475</link>
		<dc:creator>Credit Cards on The Finance World For News and Information Around The World On Finance &#187; March Madness, get crazy getting rid of that Credit Card debt &#8230;</dc:creator>
		<pubDate>Thu, 06 Mar 2008 19:39:24 +0000</pubDate>
		<guid>http://thepennysaved.com/2008/03/06/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-3-budgeting/#comment-475</guid>
		<description>[...] March Madness, get crazy getting rid of that Credit Card debt &#8230; So I heard on the radio the other day that of Americans with credit card debt 90% of them do not have a set budget for the month. Is that really surprising though? Alright so now that we cut up our cards, and got rid of temptation, &#8230; [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] March Madness, get crazy getting rid of that Credit Card debt &#8230; So I heard on the radio the other day that of Americans with credit card debt 90% of them do not have a set budget for the month. Is that really surprising though? Alright so now that we cut up our cards, and got rid of temptation, &#8230; [&#8230;]</p>
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		<title>By: March Madness, get crazy getting rid of that Credit Card debt &#8230;</title>
		<link>http://thepennysaved.com/2008/03/06/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-3-budgeting/#comment-473</link>
		<dc:creator>March Madness, get crazy getting rid of that Credit Card debt &#8230;</dc:creator>
		<pubDate>Thu, 06 Mar 2008 18:54:03 +0000</pubDate>
		<guid>http://thepennysaved.com/2008/03/06/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-3-budgeting/#comment-473</guid>
		<description>[...] Lynnae wrote an interesting post today onHere&#8217;s a quick excerpt [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] Lynnae wrote an interesting post today onHere&#8217;s a quick excerpt [&#8230;]</p>
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		<title>By: Debt Free Revolution</title>
		<link>http://thepennysaved.com/2008/03/06/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-3-budgeting/#comment-472</link>
		<dc:creator>Debt Free Revolution</dc:creator>
		<pubDate>Thu, 06 Mar 2008 18:47:36 +0000</pubDate>
		<guid>http://thepennysaved.com/2008/03/06/march-madness-get-crazy-getting-rid-of-that-credit-card-debt-step-3-budgeting/#comment-472</guid>
		<description>B is for Budget and that's  how I did it!  Although I will say I think you put the cart before the horse in this case, Jesse: it helps to have the budget and the emergency fund in place before you actually shred the credit cards.  Other than that, great post :) and you know I am all about getting folks to kill the debt!</description>
		<content:encoded><![CDATA[<p>B is for Budget and that&#8217;s  how I did it!  Although I will say I think you put the cart before the horse in this case, Jesse: it helps to have the budget and the emergency fund in place before you actually shred the credit cards.  Other than that, great post <img src='http://thepennysaved.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> and you know I am all about getting folks to kill the debt!</p>
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