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Jesse

Whats in your wallet?

A bunch of the personal finance bloggers I know are doing a little segment called “whats in your wallet” so I figured I would join in too because after all my Wallet needs a good cleaning. So without further ado:

The Start:

My wallet Wallet2

My wallet 3Notice it is stuffed full of junk. So I went about cleaning it up. I have to say I have a TON of cards and stuff. A rather intimate look at my life. Sorry though, no credit card numbers, as much as I would love to have one of the spambots come by and pick that up. So just going through got health insurance card, pre-paid mastercard I wont at the company Christmas party LAST year that has $1.11 left on it that I cant see to use but won’t let myself throw away. Next a noodles frequent diner card that I have had for probably 5 years now (and never use). King Soopers card, vital. Platinum credit card from my credit union, beer tour card from old C’s, an old card insurance card, big city burrito card (these are probably the best burritos in the world, I could eat one a day if it wouldn’t make me fatter than Rosie Odonnell after thanksgiving), check card and drivers license.

My wallet 3

And now here is the cleaned up piles. Before throwing away receipts, always check then against your own records (story on THAT some other time). Now finally a layout of my most vital things back on the right.

My wallet 3You could definitely argue that I don’t need both credit cards, and you would probably be right but Ive had both forever. My most proud piece is the irony of my old chicago world beer tour card right next to my GNC card. Anyway, from a personal finance perspective, its a good idea to go through make sure your wallet is organized. If you have extra credit cards in there, REMOVE them because should one happen to fall out, you might not notice until someone has already charged up who knows how much. So, whats in YOUR wallet?

5 Responses to “Whats in your wallet?”

  1. rebelcapitaliston 15 Feb 2008 at 9:50 am

    We should be saying “What’s not in our wallet” - more cash and fewer credit cards. I agree getting rid of extra credit cards. Instead of removing them how about shredding them. Unfortunately, we live in a plastic card society - hard to transact business with cash anymore - try leasing a car with cash. One debit card/ATM card in wallet and one credit card in a safe place at home should be enough.

    Hey, Jesse may its time for a new wallet - one that is less bulky.

  2. Mrs. Micahon 15 Feb 2008 at 11:00 am

    I agree about the credit cards…it’s best to know what’s there when and to be able to notice when it’s gone.

  3. Laurenon 15 Feb 2008 at 11:22 am

    I tried to buy him a new wallet, less “bulky” but he wouldn’t let me.

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