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	<title>Comments on: The SECRET to personal finance and top 5 ways to master it</title>
	<atom:link href="http://thepennysaved.com/2008/02/11/the-secret-to-personal-finance-and-top-5-ways-to-master-it/feed/" rel="self" type="application/rss+xml" />
	<link>http://thepennysaved.com/2008/02/11/the-secret-to-personal-finance-and-top-5-ways-to-master-it/</link>
	<description>Personal Finance, career, investing, retirement, saving and debt blog</description>
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		<title>By: Festival of Frugality - #112</title>
		<link>http://thepennysaved.com/2008/02/11/the-secret-to-personal-finance-and-top-5-ways-to-master-it/#comment-307</link>
		<dc:creator>Festival of Frugality - #112</dc:creator>
		<pubDate>Tue, 12 Feb 2008 13:40:28 +0000</pubDate>
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		<description>[...] The Penny Saved has five secrets for mastering personal finance. [...]</description>
		<content:encoded><![CDATA[<p>[...] The Penny Saved has five secrets for mastering personal finance. [...]</p>
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		<title>By: Lauren</title>
		<link>http://thepennysaved.com/2008/02/11/the-secret-to-personal-finance-and-top-5-ways-to-master-it/#comment-302</link>
		<dc:creator>Lauren</dc:creator>
		<pubDate>Mon, 11 Feb 2008 19:02:53 +0000</pubDate>
		<guid isPermaLink="false">http://thepennysaved.com/2008/02/11/the-secret-to-personal-finance-and-top-5-ways-to-master-it/#comment-302</guid>
		<description>You should write a follow up to this regarding how to get yourself out of this mess if you are in it.  You mention &quot;preventative&quot; but what are the corrective actions you should be taking as well.</description>
		<content:encoded><![CDATA[<p>You should write a follow up to this regarding how to get yourself out of this mess if you are in it.  You mention &#8220;preventative&#8221; but what are the corrective actions you should be taking as well.</p>
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		<title>By: Robert</title>
		<link>http://thepennysaved.com/2008/02/11/the-secret-to-personal-finance-and-top-5-ways-to-master-it/#comment-300</link>
		<dc:creator>Robert</dc:creator>
		<pubDate>Mon, 11 Feb 2008 17:26:06 +0000</pubDate>
		<guid isPermaLink="false">http://thepennysaved.com/2008/02/11/the-secret-to-personal-finance-and-top-5-ways-to-master-it/#comment-300</guid>
		<description>Good advise.  I usually do not go over that much from month to month but my interest rates are bad so I pay a lot on that.  Do you have any advise on how I can manage that?  Is there something I can do to make my interest go down?</description>
		<content:encoded><![CDATA[<p>Good advise.  I usually do not go over that much from month to month but my interest rates are bad so I pay a lot on that.  Do you have any advise on how I can manage that?  Is there something I can do to make my interest go down?</p>
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		<title>By: Jesse</title>
		<link>http://thepennysaved.com/2008/02/11/the-secret-to-personal-finance-and-top-5-ways-to-master-it/#comment-299</link>
		<dc:creator>Jesse</dc:creator>
		<pubDate>Mon, 11 Feb 2008 17:17:46 +0000</pubDate>
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		<description>I agree, I think an emergency fund is one of the most overlooked things in the PF realm.  I can think of at least two times in my life I would have REALLY benefited from having one.</description>
		<content:encoded><![CDATA[<p>I agree, I think an emergency fund is one of the most overlooked things in the PF realm.  I can think of at least two times in my life I would have REALLY benefited from having one.</p>
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		<title>By: rebelcapitalist</title>
		<link>http://thepennysaved.com/2008/02/11/the-secret-to-personal-finance-and-top-5-ways-to-master-it/#comment-298</link>
		<dc:creator>rebelcapitalist</dc:creator>
		<pubDate>Mon, 11 Feb 2008 16:23:22 +0000</pubDate>
		<guid isPermaLink="false">http://thepennysaved.com/2008/02/11/the-secret-to-personal-finance-and-top-5-ways-to-master-it/#comment-298</guid>
		<description>Very practical advice.  I hope more people will heed what you say.  I would add that people should set financial goals with the budget - they should have a reason for saving.</description>
		<content:encoded><![CDATA[<p>Very practical advice.  I hope more people will heed what you say.  I would add that people should set financial goals with the budget &#8211; they should have a reason for saving.</p>
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