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	<title>Comments on: The SECRET to personal finance and top 5 ways to master it</title>
	<link>http://thepennysaved.com/2008/02/11/the-secret-to-personal-finance-and-top-5-ways-to-master-it/</link>
	<description>Personal Finance, career, investing, retirement, saving and debt blog</description>
	<pubDate>Mon, 15 Mar 2010 18:52:02 +0000</pubDate>
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		<title>By: Festival of Frugality - #112</title>
		<link>http://thepennysaved.com/2008/02/11/the-secret-to-personal-finance-and-top-5-ways-to-master-it/#comment-307</link>
		<dc:creator>Festival of Frugality - #112</dc:creator>
		<pubDate>Tue, 12 Feb 2008 13:40:28 +0000</pubDate>
		<guid>http://thepennysaved.com/2008/02/11/the-secret-to-personal-finance-and-top-5-ways-to-master-it/#comment-307</guid>
		<description>[...] The Penny Saved has five secrets for mastering personal finance. [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] The Penny Saved has five secrets for mastering personal finance. [&#8230;]</p>
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		<title>By: Lauren</title>
		<link>http://thepennysaved.com/2008/02/11/the-secret-to-personal-finance-and-top-5-ways-to-master-it/#comment-302</link>
		<dc:creator>Lauren</dc:creator>
		<pubDate>Mon, 11 Feb 2008 19:02:53 +0000</pubDate>
		<guid>http://thepennysaved.com/2008/02/11/the-secret-to-personal-finance-and-top-5-ways-to-master-it/#comment-302</guid>
		<description>You should write a follow up to this regarding how to get yourself out of this mess if you are in it.  You mention "preventative" but what are the corrective actions you should be taking as well.</description>
		<content:encoded><![CDATA[<p>You should write a follow up to this regarding how to get yourself out of this mess if you are in it.  You mention &#8220;preventative&#8221; but what are the corrective actions you should be taking as well.</p>
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		<title>By: Robert</title>
		<link>http://thepennysaved.com/2008/02/11/the-secret-to-personal-finance-and-top-5-ways-to-master-it/#comment-300</link>
		<dc:creator>Robert</dc:creator>
		<pubDate>Mon, 11 Feb 2008 17:26:06 +0000</pubDate>
		<guid>http://thepennysaved.com/2008/02/11/the-secret-to-personal-finance-and-top-5-ways-to-master-it/#comment-300</guid>
		<description>Good advise.  I usually do not go over that much from month to month but my interest rates are bad so I pay a lot on that.  Do you have any advise on how I can manage that?  Is there something I can do to make my interest go down?</description>
		<content:encoded><![CDATA[<p>Good advise.  I usually do not go over that much from month to month but my interest rates are bad so I pay a lot on that.  Do you have any advise on how I can manage that?  Is there something I can do to make my interest go down?</p>
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		<title>By: Jesse</title>
		<link>http://thepennysaved.com/2008/02/11/the-secret-to-personal-finance-and-top-5-ways-to-master-it/#comment-299</link>
		<dc:creator>Jesse</dc:creator>
		<pubDate>Mon, 11 Feb 2008 17:17:46 +0000</pubDate>
		<guid>http://thepennysaved.com/2008/02/11/the-secret-to-personal-finance-and-top-5-ways-to-master-it/#comment-299</guid>
		<description>I agree, I think an emergency fund is one of the most overlooked things in the PF realm.  I can think of at least two times in my life I would have REALLY benefited from having one.</description>
		<content:encoded><![CDATA[<p>I agree, I think an emergency fund is one of the most overlooked things in the PF realm.  I can think of at least two times in my life I would have REALLY benefited from having one.</p>
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		<title>By: rebelcapitalist</title>
		<link>http://thepennysaved.com/2008/02/11/the-secret-to-personal-finance-and-top-5-ways-to-master-it/#comment-298</link>
		<dc:creator>rebelcapitalist</dc:creator>
		<pubDate>Mon, 11 Feb 2008 16:23:22 +0000</pubDate>
		<guid>http://thepennysaved.com/2008/02/11/the-secret-to-personal-finance-and-top-5-ways-to-master-it/#comment-298</guid>
		<description>Very practical advice.  I hope more people will heed what you say.  I would add that people should set financial goals with the budget - they should have a reason for saving.</description>
		<content:encoded><![CDATA[<p>Very practical advice.  I hope more people will heed what you say.  I would add that people should set financial goals with the budget - they should have a reason for saving.</p>
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