One of my main struggles is my penchant for eating out way way too much.  In fact, if there was one thing I could do to cut costs it would be to cut back on the amount that I eat out.  At one point I had a “thousand dollar month” of eating out.  This actually is fairly common for people who eat out a lot.  

 My favorite restaurant by far is the Melting Pot.  Now, unfortunately its also one of the most expensive places in town, and the thing I like there, is the most expensive dish.  Lobster tail is quite frankly one of the best foods on earth, ever.  In any case I did a price comparison comparing the last time I ate there, versus how much the same meal would have cost to make at home.  It goes a little something like this

Does that mean I am going to stop going there?  Quite frankly, no.  There are a lot of intangibles about going there….the atmosphere, all the different sauces they give you, and how my girlfriend eats the chicken and I get the lobster tail mmmm.  But the point is that it is a LOT cheaper to eat the same foods if you cook it yourself…and you can save a ton of money that way. Plus then I can skip the whole salad step, which in my opinion is a perfectly good waste of space that I could be filling up with delicious meat.

 I also did a bit of a survey around my friends and figured that most of them could save almost $400 a month and still eat well and drink mostly to their hearts content.  So lets say we take that $400/month and put it toward say, a yacht.  Now I figure 40 is a sweet age to own a yacht.  So if I invested that $400/month 10% in an index fund and then pull it out when Im 40, I could hop in my money truck, drive down to a dealer and get myself one of these:

 This particular yacht was on sale for $156,000.00….what a steal!  Though you have to find your own women/men to sunbathe on the front.

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